Dental Insurance – Hamden, CT

A Healthy Smile at a Budget Price

Happy dental team members holding clipboards

Economic pressures are causing many families to be concerned about how they will pay for top-quality dental care. Fortunately, it is possible to enjoy a healthy smile at a budget price. Our Hamden dental team wants to help you. That is why we welcome dental insurance. Whether you purchased your policy on your own or have benefits through your workplace, we have the expertise needed to assist you as you strive to derive the greatest value possible from your plan.

How Dental Insurance Works

Smiling patient sitting upright in dental treatment chair

Every dental insurance plan is unique, so it is important that you learn about your specific policy. In the meantime, here is an overview of the coverage that is standard among many PPO plans:

Preventive care is often up to 100% covered.
Minor services are frequently up to 80% covered.
Major services are typically 50% covered.

Your plan may include additional fees and stipulations. For example, there may be a waiting period before you can utilize certain levels of coverage. Deductibles are commonly enforced. You might also have an annual maximum (a yearly coverage limit).

What Is the Difference Between Dental & Medical Insurance?

Person filling out insurance claim form

Medical insurance focuses on systemic health, so it covers things like routine physicals, treatment for chronic diseases, and more. It does not usually apply to most dental services, such as checkups, cleanings, and fillings. Dental insurance does cover those things; it is all about supporting the health of your teeth and gums.

In certain cases, there is a degree of crossover between the two types of insurance. For example, they might both cover some types of oral surgery.

In-Network vs. Out-of-Network

Dental professional handing clipboard to patient across desk

If you have a PPO dental plan, you have the freedom to use your benefits at virtually any practice in the U.S. Our team is ready to welcome you regardless of whether we are in your network!

In-Network Coverage

Smiling patient listening to dentist explain something

If we are in-network with your insurance, it means we have a contract with your insurance company. It helps to manage prices and encourages standard care practices. In most cases, patients pay less out-of-pocket at in-network providers.

At New Haven Dental Group in Hamden, we are in-network with:

Delta Dental of New Jersey
Anthem BlueCross BlueShield
MetLife
Cigna
United Healthcare
Aetna, Guardian
Sun Life
United Concordia
Assurant
And more — call us to find out if we accept your insurance.

Out-of-Network

Happy family interacting with dental team member

Even if we are outside of your insurance network, we still warmly invite you to visit us. You can expect courteous treatment, high-level care, and more. We will do all we can to help you use your out-of-network benefits. You may be able to enjoy many of the same advantages here that you would at an in-network provider!