As everyone is finding strategies to cope with the rising cost of living, many people are cutting back on unnecessary expenses. For example, you might be cancelling some of your subscriptions and services that you do not often use. You might even be contemplating the idea of cancelling your dental insurance! Before you do that, though, you should consider some reasons why your policy is worth its price. It could actually help you save money in the long run!
Preventive Care Is Covered
It is standard for dental insurance plans to completely cover two preventive appointments each year. That means you could get your teeth cleaned and examined for nothing out of pocket! In many cases, the value of these visits alone exceeds the cost of dental insurance, especially for people whose employer pays for all or part of their dental benefits.
You Can Prevent Expensive Procedures
If you visit your dentist every six months, you give them the opportunity to identify most oral health problems before they become extensive. If you end up needing restorative treatment, your procedure is likely to be minor and affordable. For example, if you need a filling, your insurance will likely cover 80% of its cost.
Without insurance, you might be reluctant to visit your dentist for routine exams. Issues like cavities and gum disease could progress to the point where they become an emergency and require extensive — and expensive! — treatment.
You Can Protect Your Overall Health
Did you know that oral health and overall health are strongly connected? Gum disease is associated with a heightened risk of several systemic health problems, including dementia, heart attack, stroke, and more. If you use your dental insurance policy to maintain a healthy smile, you could protect your overall wellness and thereby reduce the amount of money that you must spend on medical care.
You Can Find a Dentist Easily
If you experience an urgent oral health problem, such as a broken tooth, while you are traveling, you might worry about finding a dentist who will provide high-quality care without charging unreasonably high prices. If you are within the United States, you can just log into your dental insurance’s online portal; most companies make it easy to locate dentists who are in their network.
At a glance, it might seem like dental insurance is just a superfluous expense. Nothing could be further from the truth! Your policy could save you money year after year.
Meet the Practice
New Haven Dental Group is an insurance-friendly dental practice that strives to provide efficient, high-quality care for each and every patient. We accept over 200 different insurance plans! To find out how we may be able to help you use your benefits to your greatest advantage, contact our Hamden office at 203-587-7327.