In these economically turbulent times, many people are looking for ways to reduce their spending. To that end, some are even considering cutting back on essential items, including regular dental visits and dental insurance in Hamden. But did you know that professional oral healthcare is actually an investment that can help you save money? Continue reading below to learn how that is the case.
Insurance Completely Covers Preventive Care
Depending on a practice’s location and a few other factors, a routine dental appointment might cost a few hundred dollars. These visits usually include a cleaning, exam, and a set of X-Rays. While it might seem expensive to attend preventive appointments twice a year, it is important to remember that insurance usually covers these services at 100%. In a lot of cases, patients do not even need to pay a deductible.
Not only is preventive care extremely affordable, but it can also save you money. It reduces the risk that you will develop gum disease, cavities, and other oral health problems. Such issues can be pricey to treat, so stopping them before they start is a financially smart move.
Early Detection Saves Money
It is possible that your dental exam will reveal a problem that requires treatment. If you want to keep your spending to a minimum, you should schedule any recommended procedures for as soon as possible.
A small cavity can usually be treated with a filling, which might cost a couple hundred dollars. Insurance often covers 80% of the cost of fillings, which means you could end up paying very little out of pocket. However, if you do not receive timely care, the cavity could worsen to the point where you require root canal therapy and a crown. Insurance may cover such services at only 50%. You could end up paying well over a thousand dollars out of pocket.
Protect Your Overall Health
Healthcare services in the U.S. are exorbitantly expensive. Many patients rack up tens of thousands of dollars in medical debt — often, that can happen even with insurance coverage!
Fortunately, dental care can allow you to save on medical costs. Your dentist can help you prevent gum disease, and gum disease is strongly correlated with a range of other health problems, such as diabetes and heart issues. A problem-free smile can allow you to manage your overall wellness with as little cost as possible.
Your Dentist Wants to Help You Save
Dentists are empathetic people; they are sensitive to the financial struggles their patients face. Ask your dental team how they can help you afford your treatment. You may be eligible for low-interest financing, or you might choose to sign up for an in-house discount plan. It could be surprisingly easy to make room in your budget for dental care!
On the surface, it might seem like dental insurance and dental appointments are an unnecessary expense. In reality, though, they can help to keep both your wallet and your smile in good shape.
Meet the Practice
The talented team at New Haven Dental Group in Hamden offers a broad range of services in a welcoming environment. We accept many types of dental insurance, and low-interest financing is available for qualified patients. We also participate in the Essential Dental discount plan. To learn more about us and our financial policies, contact us at 203-587-7327.